Participating Fund

An Autopsy of Investment-Linked Policy (ILP)

Why are Investment-Linked Policies, a.k.a. ILPs, such a taboo word in the insurance industry? Is it really a time-bomb waiting to explode, as described by some? On the other hand, advocates for this range of products will say otherwise. The purpose of this article is to present all facts objectively to allow consumers to beContinue reading “An Autopsy of Investment-Linked Policy (ILP)”

Is Wholelife Insurance For Me?

I have previously discussed about Term Insurance and made a comparison between a normal Term Insurance vs Aviva SAF Group Term Life Insurance, it’s benefits and suitability. Another big category of Life Insurance products is WholeLife (WL) insurance. WL insurance falls under the umbrella of Participating (Par) products. Where Non-Par products like Term Insurance doesContinue reading “Is Wholelife Insurance For Me?”